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Finance
Reimagined
Manage global payments, multi-currency accounts, and seamless FX exchange in one place. Issue cards, access business perks, and keep teams connected—so your finances move as fast as your business.
Media about luminary bank:
Finance Without Borders
Manage global payments, multi-currency accounts, and crypto exchange in one place. Issue cards, unlock liquidity, and keep teams connected—so your finances move as fast as your business.
Travel eSIM's
Crypto-backed Loans
Crypto & Fiat Exchange
Fiat & Crypto Bank Cards
Lounge Access & Perks
Multi-currency IBAN Accounts
Local & Global Payments
Real Change
We understand your struggles navigating unreliable payment systems. Luminary is built for everyone, providing fast, reliable financial solutions.
Streamlined Compliance
Our compliance team is highly experienced in managing complex payments, eliminating unnecessary delays.
Personal Support
We understand how resolving issues need to be dealt with as soon as possible, our team will ensure that your needs are met promptly.
Transact, trade, and connect without borders
Real-time FX Conversion
Exchange between multiple currencies instantly at competitive rates to keep operations moving.
Corporate & Personal Cards
Issue physical and virtual cards in seconds—perfect for everyday fiat or crypto spending.
Invite Your Team
Work in the same dashboard together with other team members for better collaboration.
Enjoy Lifestyle Products
We understand the needs of your employess, we got you covered. From business lounge access to eSim issuing whilst you travel.
Unified Dashboard
Track balances, payments, cards, loans, and eSIMs—all in one intuitive platform.
Global eSIM Connectivity
Activate mobile data instantly in 150+ countries and cut roaming costs.
Fast Global Transfers
Send and receive money across borders with predictable fees and fast settlement.
Business Lounge Access
Relax, recharge, and work comfortably in premium airport lounges worldwide—exclusive with your account.
Your gateway to global payments
From international transfers and multi-currency accounts to, cards, and eSIMs—everything you need to stay connected and in control.
First Steps
Open your account in minutes. Pass KYC/KYB checks, issue cards, and access global payments, crypto, and connectivity—all from one secure platform.
Create Your Account
Submit your business or personal details, verify identity, and get approved quickly with our streamlined onboarding.
Pass KYC & KYB
Submit your details online and complete a quick KYC (for individuals) or KYB (for businesses) verification. Our process is fast, secure, and fully digital.
Start Transacting
Fund your account, send and receive payments globally, swap crypto ↔ fiat, borrow or stake assets, and stay connected with eSIMs.
Bank cards built for you in Mind
150+
Country Support
Accepted globally for ads, SaaS, travel, and everyday expenses.
24/7
Spend control
Real-time monitoring, limits, and instant card freezes for complete peace of mind.
99%
Approval rate
Fast, seamless card issuance with instant virtual cards for you and your business needs.
10+
Currencies
Use your card in traditional currencies or directly in crypto—flexibility built in.
Finance Without Borders
Send and receive payments worldwide, exchange fiat, issue multi-currency cards, and stay connected with eSIMs—all from one secure platform.
