This cookie policy describes how Luminary uses “cookies” and other similar technologies, in connection with our Site and Services. To learn more about Luminary-affiliated websites, please see section 4 below. Any capitalized term used and not otherwise defined below has the meaning assigned to it in the Privacy Policy.

1. What is a Cookie ?

Cookies are small text files that are stored in a computer’s browser directory. They help site providers with things like understanding how people use a site, remembering a User’s login details, and storing site preferences.

2. Does Luminary use Cookies?

Yes. We use cookies in accordance with our Privacy Policy to:
ensure that our Services function properly,
detect and prevent fraud,
understand how visitors use and engage with our Site, and
analyze and improve Services.
3. Who sets cookies when I use Luminary's Site ?

There are two main types of cookies that can be set:
First party cookies: these cookies are placed and read by Luminary directly when you use our Services,
Third party cookies: these cookies are not set by Luminary, but by other companies, like Google or Facebook, for site analytics purposes. See further details below on how to manage these cookies.
4. How Luminary Uses Cookies

Cookies play an important role in helping us provide effective and safe Services. Below is a description of the commonly used cookie types and the purposes that apply to them. Each section references Luminary’s Cookies and where you can find more information about each cookie, and exercise your choices.

For Luminary-affiliated websites, you can learn more about cookies by visiting those sites directly.

Necessary Cookies

Some cookies are essential to the operation of our Site and Services and make it usable and secure by enabling basic functions like page navigation and access to secure areas of the Site. We use those cookies in a number of different ways, including:
Authentication. To remember your login state so you don’t have to log in as you navigate through our Site and dashboard.
Fraud Prevention and Detection. Cookies and similar technologies that we deploy through our Site help us learn things about computers and web browsers used to access the Services. This information helps us monitor for and detect potentially harmful or illegal use of our Services. For example, in order to process payments transactions for our Users, it is necessary for Luminary to collect information about the transaction and the Customer. To help secure these transactions and minimize fraud, we collect additional information through the use of cookies and other technologies in helping to identify bad actors and prevent them from making fraudulent transactions. Customers should check our Users’ links for more information about the use of Luminary cookies for fraud detection.
Security. To protect user data from unauthorized access.
Functionality. To keep our Site and Services working correctly, like showing you the right information for your selected location.
Preference Cookies

Preference cookies are used by Luminary to remember your preferences and to recognize you when you return to our Services. For Luminary-affiliated websites, you can learn more about cookies by visiting those sites directly.

Analytics Cookies

Analytics cookies help us understand how visitors interact with our Services. We use those cookies in a number of different ways, including:
Site Features and Services. To remember how you prefer to use our Services so that you don’t have to reconfigure your settings each time you log into your account.
To Analyze and Improve Our Services. To make our Site and Services work better for You. Cookies help us understand how people reach our Site and our Users’ sites. They give us insights into improvements or enhancements we need to make to our Site and Services.
Pixel tags (also known as web beacons and clear GIFs). May be used in connection with some Services to, among other things, track the actions of Users (such as email recipients), measure the success of our marketing campaigns and compile statistics about usage of the Services and response rates.
Third Party Analytics. Through Google Analytics in order to collect and analyze information about the use of the Services and report on activities and trends. This service may also collect information regarding the use of other sites, apps and online resources. You can learn about Google’s practices on the Google website. See further details below on how to manage these cookies.
9. Contact us

10.1 Without prejudice to our other rights under these terms and conditions, if you breach these terms and conditions in any way, or if we reasonably suspect that you have breached these terms and conditions in any way, we may:
(a) send you one or more formal warnings;
(b) temporarily suspend your access to our website;
(c) permanently prohibit you from accessing our website;
(d) block computers using your IP address from accessing our website;
(e) contact any or all of your internet service providers and request that they block your access to our website;
(f) commence legal action against you, whether for breach of contract or otherwise; and/or
10.2 Where we suspend or prohibit or block your access to our website or a part of our website, you must not take any action to circumvent such suspension or prohibition or blocking (including without limitation creating and/or using a different account).

Advertising Cookies

We and our service providers will use cookies and similar technologies on Luminary.com to direct Luminary ads to you through targeted advertisements for Luminary Services on other sites you visit and to measure your engagement with those ads. For Luminary-affiliated websites, you can learn more about cookies by visiting those sites directly.

5. Can I opt-out?

Yes. You can opt out of cookies through our Cookies Settings Set-Up function, with the exception of those cookies that are necessary to provide you with our Services. For Luminary-affiliated websites, you can learn more about cookies by visiting those sites directly. Your web browser may allow you to manage your cookie preferences, including to delete and disable Luminary cookies. You can take a look at the help section of your web browser or follow the links below to understand your options. If you choose to disable cookies, some features of our Site or Services may not operate as intended.

Chrome: https://support.google.com/chrome/answer/95647?hl=en

Explorer: https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies

Safari: https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac

Firefox: https://support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-computer

Opera: https://help.opera.com/en/latest/web-preferences/#cookies