Cookie Policy

This   cookies   policy   describes   how   LUMINARY   ECOSYSTEM   LTD   (“Luminary”)   uses
“cookies” and other similar technologies, in connection with our Site and Services. To learn
more   about   Luminary   business   partners’   websites,   please   see   section   4   below.   Any
capitalized term used and not otherwise defined below has the meaning assigned to it in the
Privacy Policy.
1. WHAT COOKIES ARE?
Cookies are small text files that are stored in a computer’s browser directory. They help site
providers with things like understanding how people use a site, remembering a User’s login
details, and storing site preferences.
2. DOES LUMINARY USE COOKIES?
Yes. We use cookies in accordance with our Privacy Policy to:
ensure that our Services function properly,
detect and prevent fraud,
understand how visitors use and engage with our Site, and
analyze and improve Services.
3. WHO SETS COOKIES WHEN I USE LUMINARY'S WEBSITE?
There are two main types of cookies that can be set:
First-party cookies: these cookies are placed and read by Luminary directly when you use
our Services,
Third-party cookies: these cookies are not set by Luminary, but by other companies, like
Google or Facebook, for site analytics purposes. See further details below on how to manage
these cookies.
4. HOW DOES LUMINARY USE COOKIES?
Cookies play an important role in helping us provide effective and safe Services. Below is a
description of the commonly used cookie types and the purposes that apply to them. Each
section references Luminary’s Cookies and where you can find more information about each
cookie and exercise your choices.
For Luminary business partners’ websites, you can learn more about cookies by visiting those
sites directly.
NECESSARY COOKIES
Some cookies are essential to the operation of our Site and Services and make it usable and
secure by enabling basic functions like page navigation and access to secure areas of the
Site. We use those cookies in a number of different ways, including:
Authentication. To remember your login state so you don’t have to log in as you navigate
through our Site and dashboard.
Fraud Prevention and Detection. Cookies and similar technologies that we deploy through
our Site help us learn things about computers and web browsers used to access the Services.
This information helps us monitor for and detect potentially harmful or illegal use of our
Services. For example, in order to process payment transactions for our Users, it is necessaryfor Luminary to collect information about the transaction and the Customer. To help secure
these transactions and minimize fraud, we collect additional information through the use of
cookies and other technologies in helping to identify bad actors and prevent them from
making   fraudulent   transactions.   Customers   should   check   our   Users’   links   for   more
information about the use of Luminary cookies for fraud detection.
Security. To protect user data from unauthorized access.
Functionality. To keep our Site and Services working correctly, like showing you the right
information for your selected location.
PREFERENCE COOKIES
Preference cookies are used by Luminary to remember your preferences and to recognize
you when you return to our Services. For Luminary business partners’ websites, you can
learn more about cookies by visiting those sites directly.
ANALYTICS COOKIES
Analytics cookies help us understand how visitors interact with our Services. We use those
cookies in a number of different ways, including:
Site Features and Services. To remember how you prefer to use our Services so that you
don’t have to reconfigure your settings each time you log into your account.
To Analyze and Improve Our Services. To make our Site and Services work better for You.
Cookies help us understand how people reach our Site and our Users’ sites. They give us
insights into improvements or enhancements we need to make to our Site and Services.
Pixel tags (also known as web beacons and clear GIFs). May be used in connection with
some Services to, among other things, track the actions of Users (such as email recipients),
measure the success of our marketing campaigns and compile statistics about usage of the
Services and response rates.
Third-Party   Analytics.  Through   Google   Analytics   in   order   to   collect   and   analyze
information about the use of the Services and report on activities and trends. This service
may also collect information regarding the use of other sites, apps and online resources. You
can learn about Google’s practices on the Google website. See further details below on how
to manage these cookies.
ADVERTISING COOKIES
We and our service providers/business partners will use cookies and similar technologies on
the Luminary website to direct Luminary ads to you through targeted advertisements for
Luminary Services on other sites you visit and to measure your engagement with those ads.
For Luminary business partners’ websites, you can learn more about cookies by visiting those
sites directly.
5. CAN I OPT-OUT?
Yes. You can opt out of cookies through our Cookies Settings Set-Up function, with the
exception of those cookies that are necessary to provide you with our Services. For Luminary
business partners’ websites, you can learn more about cookies by visiting those sites directly.
Your web browser may allow you to manage your cookie preferences, including deleting and
disabling Luminary cookies. You can take a look at the help section of your web browser orfollow the links below to understand your options. If you choose to disable cookies, some
features of our Site or Services may not operate as intended.
Chrome: https://support.google.com/chrome/answer/95647?hl=en
Explorer: https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-
delete-manage-cookies
Safari:   https://support.apple.com/guide/safari/manage-cookies-and-website-data-
sfri11471/mac
Firefox:   https://support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-
computer
Opera: https://help.opera.com/en/latest/web-preferences/#cookies